GET A FLOOD INSURANCE THAT SUITS YOUR NEEDS
Your standard home insurance policy doesn’t cover ﬂooding. So, it becomes imperative to have a ﬂood insurance coverage against property loss from ﬂooding.
The most common ﬂood insurance is offered through the federally regulated policy known as the National Flood Insurance Policy (NIFP). This ﬂood insurance FEMA guarantees compensation for ﬂood damages because the Federal government backs NFIP ﬂood insurance.
A typical ﬂood insurance policy provides protection for two types of insurable property: The building and the contents. The building coverage includes the insured territory and its foundation, the electrical and plumbing system, central air conditioning equipment, cooking stoves, refrigerators, built-in appliances such as dishwashers while the contents coverage includes clothing, furniture, portable and window air conditioners, portable microwaves and dishwashers, carpeting if that is not included in property coverage.
If you have more questions, and want to know how much ﬂood insurance do I need, feel free to contact us.